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FAQs on Medicare, Health & Supplemental Insurance Plans

 If you can’t find the answer you’re looking for, feel free to call us at (228) 220-4664 or email us at info@sisgc.us. We’re here to help! 

Senior Insurance Services of the Gulf Coast is currently licensed in 8 states. (MS-LA-AL-FL-GA-TN-TX-SC-NC)


Senior Insurance Services of the Gulf Coast offers a comprehensive range of health insurance options designed to meet the specific needs of seniors. Our offerings include Medicare Supplements, Prescription Drug Plans, and Medicare Advantage Plans such as HMO, PPO, EPO, and POS. We also assist with ACA Marketplace Health Care Plans and Short-Term Medical coverage, ensuring access to quality care at every stage.  


HMO (Health Maintenance Organization) plans generally have lower out-of-pocket costs but require you to choose a primary care physician (PCP) and obtain referrals to see specialists. In contrast, PPO (Preferred Provider Organization) plans offer greater flexibility in choosing healthcare providers and seeing specialists without referrals, though they often come with higher out-of-pocket expenses. 


Life Insurance

We serve individuals, families, and businesses of all sizes.

Whole Life (Final Expense Plans)

Our plans provide coverage for funeral expenses and offer supplemental health and Medicare insurance to ease the financial and emotional stress on your loved ones. 

Term Life (Mortgage Protection Plans)

Term life insurance plans, available in 10 to 30-year terms, provide essential protection for your loved ones—helping ensure your mortgage and other key expenses are covered if the unexpected happens. 

Children Life Insurance

We offer 24/7 emergency support, including medical evacuation and repatriation services, to ensure you're protected wherever you are. 

Pre-Existing Conditions

We offer life insurance options for individuals with pre-existing conditions, based on responses to health-related questions. 

Adventure Sports Coverage

Our plans include coverage for adventure sports such as skiing, snowboarding, and scuba diving—so you can explore with confidence. 

Hospital Indemnity Plans

Add gap coverage to your healthcare plan to help cover insurance copays and protect your finances. Our claims process is simple, fast, and user-friendly, giving you peace of mind when you need it most. 

Medicare Insurance Plans

Turning 65? We make Medicare simple.

Supplement Plans

Find the Right Plan for Your Needs and Budget
Protect yourself from unexpected healthcare costs with coverage that fills the 20% gap left after Medicare pays its 80%. We offer a range of plans tailored to meet your medical needs and financial objectives.

Advantage Plans

Protect Yourself with a Plan That Works for You
Choose a plan with low copays that includes comprehensive Part D prescription drug coverage. We’ll verify that your current medications are covered and ensure your preferred doctors and hospitals are in-network, giving you peace of mind and reliable care. 

Prescription Drug Plans

Stand-Alone Prescription Drug Coverage
Save money on your prescription costs with a plan that covers the medications you currently take. Our stand-alone Part D plans are designed to provide affordable and reliable coverage tailored to your specific needs. 

Hospital Indemnity Plans

Add Gap Coverage to Your Medicare Advantage Plan
Protect both your health and your finances by adding gap coverage to help with insurance copays and out-of-pocket expenses. It's a smart way to ensure you're fully covered and prepared for unexpected costs. 

Affordable Health Insurance Plans

The right plan starts here—you're not alone.

Individual Health Insurance

Find the right health insurance plan that fits your medical needs and budget. We’ll help you explore your options, get a personalized quote, and even assist with enrollment through the Health Insurance Marketplace.

Comprehensive Family Health Insurance

Protect your family’s health with affordable, all-inclusive coverage. Our family health insurance plans offer protection for your spouse and children, providing you with peace of mind and financial security. 

Group Health Insurance for your Team

Offer your employees top-tier health insurance coverage with our customizable group health plans. Provide valuable benefits while saving on overall healthcare costs—supporting your team’s well-being and your business’s bottom line. 

Dental Insurance

 Affordable Dental Insurance for Everyday Care 

Get coverage for routine check-ups, cleanings, fillings, and other dental procedures with our affordable dental insurance plans. Keep your teeth healthy and your wallet happy—because good oral care shouldn’t break the bank. 

Vision Insurance

 Vision Insurance That Sees What You Need. Take care of your eyes and save on eyeglasses, contact lenses, eye exams, and more with our affordable vision insurance plans. Enjoy clear vision and smart savings for the whole family. 

Short-Term Health Insurance

Get short-term health coverage while you're between jobs, waiting for open enrollment, or navigating other transitional periods. Stay protected and avoid unexpected medical costs—because your health and finances deserve peace of mind. 

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